Throughout the finance industry companies take money from their customers in the form of fees and penalties. Many USA citizens accept these fees as a fact of life, but few realize that it is possible to reclaim a lot of this money and, in doing so, $1000s can be refunded and therefore there is no subsequent need to depend on the gshloans cash advance loan:
1. Reclaim Lost Assets
Sums in the millions lie forgotten and unused in old pensions, investments, and bank accounts but it is easy and, in most cases, free to reclaim the money that belongs to you and your family. When moving into a new house, do not forget to close out your bank accounts and claim your pension benefits when changing jobs.
2. Mortgage Exit Fees
If you have switched mortgage companies or repaid your mortgage within the last few years, chances are that you were overcharged by your lender even in case of bad credit loans. By making a simple phone call or sending a letter you can receive a refund for the difference in the fee amount stated in your original contract and the amount the company actually charged.
3. Council Tax
Many citizens living in England and Scotland are in the wrong band of the council tax system. It only takes a few minutes to see if this is true for you and, if you are, dropping a band can save you over $200 a year and you may be owed $1,000s in back-dated payout from when you first moved in.
4. Credit Card Charges
When the OFT forced providers to reduce credit card charges, the door was opened to reclaiming late payment fines and charges for going over your credit limit. If you have accrued charges over the past few years, you may be able to reclaim $100s, even $1,000s back.